Call & Fixed Deposit

Watch your Money Grow

Your can earn competitive interest rates when you invest your money in our Fixed Deposit Account.

How to apply Get in touch
Fixed & Call Deposit Account


  • The minimum opening an running balance is Kshs 2,000.
  • The number of members should be between five and thirty five (5-35) members for non incorporated groups during the time of application
  • Insurance services available
  • Treasury services available
  • Pesa Pap mobile banking available
  • Family Bank will facilitate Investment in treasury bills, bonds, commercial paper, and shares


  • Competitive interest rates offered
  • Free internal standing orders to the Account
  • Access to free chama workshops every 3 months
  • Fast access to loans of up to 90% of the deposit amount
  • Lower interest rate on loans secured by the Fixed Deposit Account
  • Access to chama loans up to the average savings in The Fortune Investment Account
  • Group members can co-guarantee one another when borrowing under Investment Account
  • Assignment of a dedicated relationship manager to handle your chama business


Chamas registered as limited companies, partnership
  • Certificate of incorporation
  • Memorandum & articles of association
  • Company's / business PIN certificate
  • BOD resolution to appoint bankers and relevant signing mandates
  • Identification documents of all directors
  • Company's annual returns
  • Partnership mandate
  • Copy of the business PIN certificate
  • One passport size photo of each partner
Chamas /Groups registered as Self Help Groups/CBOS etc.
  • Registration certificate from relevant ministry
  • A copy of the constitution of the group or Chama
  • A written resolution/minutes to open an Account at Family Bank
  • Identification documents of all the officials
  • List of all signatories/officials and group members and their physical address and contacts and business activities

How to apply

  1. Download the relevant application form
  2. Complete the form and bring to your nearest branch with supporting documents