Obtain credit facilities for land preparation

This loan product is designed for qualifying farmers who want to obtain credit facilities for land preparation, certified seed, fertilizer,
chemical applications and appropriate post-harvest handling & storage. The farmers may either be engaged in

  • Cereals – maize, wheat, barley, sorghum & other cereals varieties
  • Horticulture crops
  • Sugar cane
  • Tea
  • Cotton
Contract growers Finance

Here's what you'll get


  • Loan tenure: (a) Maximum 1 Year (b) Sugar cane – Maximum 24 months
  • Security:(i) Contract irrevocably assigned in favor of Family Bank Ltd (ii) Suitable & approved chattels – livestock, household assets, machinery, equipment (iii) In absence of (ii) guarantee from contracting company
  • Disbursement: Loan will be disbursed against invoices/ quotations from approved input & service vendors
  • Qualifying farmers will have to open accounts with Family Bank


  • Repayment: From crop harvest proceeds
  • Loan sizes: Maximum 70% of crop operations cost up to Kes. 300,000/-


Loan Amount
  • Tier 1: Up to Kes. 250,000/-
  • Tier 2: Up to Kes. 500,000/-
  • Tier 3: Above Kes. 500,000/-
  • Tier 1: Within 24 months
  • Tier 2: Within 48 months
  • Tier 3: Up to 60 months

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

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2,620,000 (KES)
24 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only