Bridging finance within the month

These loans are targeted towards meeting personal needs or short term working capital of individual farmers’, cooperatives, chilling plants and milk bulking agents.

This loan can also assist in bridging finance within the month. The loan is disbursed under the following schemes:

Temporary Cash Advance against Raw Milk Sales

  • Maximum advance amount – 70% of confirmed milk payment for the month
  • Maximum period – within one month from confirmed anticipated milk payment proceed

Short/Medium/Long Term Loans against Raw Milk &/or Value Added Product Sales

These loans are targeted towards meeting personal needs of individual farmers’ or dairy enterprise It provides working capital finance inputs & productivity (e.g. land preparation, seed, fertilizer, chemicals, livestock feed, bovine breeding products, etc) infrastructure (e.g. biogas, zero-grazing structures, storage sheds,
chilling plants, etc) ; & assets (e.g. chopping/grinding equipment, water pumps, solar appliances, agricultural implements, motor vehicles, miscellaneous agricultural assets, etc).


Here's what you'll get


Loan Amount
  • Tier 1: Up to Kes. 250,000/-
  • Tier 2: Up to Kes. 500,000/-
  • Tier 3: Above Kes. 500,000/-
  • Tier 1: Within 24 months
  • Tier 2: Within 48 months
  • Tier 3: Up to 60 months



Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

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1634375 (KES)
14 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only