Bank customers to finance working capital

The facility is available to bank customers to finance working capital. A Maximum of 12 months is allowed for repayment. This period is renewable upon application and approval.

Pesa Pap lady

Here's what you'll get




  • Business Loans Application form duly completed
  • PIN Certificate of the applicant.
  • ID copies and PIN certificates of the directors
  • Director’s resolution to borrow
  • Audited financial accounts for the last three years
  • Business latest management accounts with current aged debtors and creditors
  • Copies of the security documents e.g. title deed, logbook etc
  • Copy of the valuation report, if available
  • Copy of the letter(s) of offer and certified loan account statements from other institutions, if enjoying other facilities
  • Bank statements for the last six months, if banking elsewhere
  • Sketch map of physical location of the business premises
  • Cash flow projections for next 12 months
  • Copy of the business registration certificate (business names)
  • Copy of the certificate of incorporation (limited companies)
  • Copy of the memorandum and articles of association (limited companies)
  • Latest returns to the registrar of companies

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

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2,620,000 (KES)
24 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only