Diaspora Growing Home Mortgage

Access mortgage facilities world-wide.

Your treasured dream of owning a home is now a simple straight forward task. Growing Home is our revolutionary approach to property ownership. Whether you need to pay step by step, build brick by brick or expand floor after floor, come to us for the most unique and most affordable solutions. We’ll quickly get you living comfortably in your own home or growing your property portfolio.

Discover our range of Mortgage products

Construction Requirements

  1. Approved building plans.
  2. Approved structural drawings
  3. Priced bills of quantities.
  4. NEMA approvals for Multiply units
  5. Project team to submit their comprehensive CVs, Registration Certificates and profiles of successful works done in the last 5-10 years

Closing Costs

  1. Stamp duty (4% of property value)
  2. Legal fees
  3. Valuation fees
  4. Appraisal fees 1% of loan amount
  5. Insurance

Here's what you'll get


  • Financing of up to 90% for residential own occupation/Construction and maximum repayment period of 15 years
  • Financing of up to 80% for income generating-Residential Units and maximum repayment period of 20 years
  • Financing of up to 80% for income generating -Commercial Buildings/ Office block and maximum repayment period of 10 years
  • Financing of up to 75% for plot Loan and maximum repayment period of 5 years
  • Financing of up to 85% for Project finance and maximum repayment period of 2 years


  • Affordable and fastest way to get you not just building but living on it


Employed Persons
  • Loan application form duly filled
  • Certified last 3 months pay-slips certified by a Notary Public
  • Certified Letter from employer confirming employment status certified by Notary Public
  • Certified Bank statements for the last 6 months certified by a Notary Public
  • Copy of ID or passport
  • PIN certificate
  • Appointment of Power of Attorney with Specific powers
  • One passport size photograph
  • Sale agreement duly signed by both parties and witnessed by a lawyer
  • Copy of title deed of property being charged
Limited Companies
  • Articles and Memorandum of association
  • Certificate of Incorporation
  • Board resolution to borrow
  • Bank statements for the last one year
  • Audited Books of Accounts for the last 3 years
  • Management accounts
  • Cash flow
  • Duly completed loan application forms
  • PIN Certificate of the company
  • ID copies and Pin Certificate of the Directors
  • Copy of title deed
  • Valid sale agreement

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

Select a loan type

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1634375 (KES)
14 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only

How to apply

  1. Download the relevant application form
  2. Complete the form and bring to your nearest branch with supporting documents