James Karinga joined Family Bank in October 2007 as a Credit Manager. He rose through the ranks to become the Head of Credit where he is tasked with offering departmental strategic leadership.
Karinga was instrumental in the strategy formulation and development of SME banking unit from inception to the current levels where it is a strategic unit within the Bank. Prior to that he had developed the Asset Finance product from the ground-up, propelling its growth to a KES 9 billion loan book over the period he was Head of Asset Finance.
He has also been instrumental in developing a robust and clear credit framework to support the lending function of the Bank.
Karinga holds an MBA in Strategic Management from University of Nairobi and a Degree in Bachelor of Arts in Economics, from the same University. He is a Certified Public Accountant (CPA K).
He is uniquely positioned to offer 16 years of progressive experience in commercial banking, with senior-management accountabilities in Asset Finance, SME, Banking and Overall Credit Management.