Check-off Loan

Fast and Efficient Check-off Loans

These loans are available to all employees whose employers have signed an agreement (MOU) with Family Bank to process loan facilities. Monthly instalments are paid directly to the bank.


Here's what you'll get


  • Monthly loan repayment with duration of up to 72 months
  • Insurance cover against death and permanent disability
  • No hidden charges, age limit is 52 years.
  • The check-off arrangements are agreed with the various institutions by the Head Office and branches are advised appropriately.
  • An MOU has to be in place before the relationship can commence.
  • Top-ups available upon request
  • Loan buy-offs are available
  • Attractive loan amounts of up to 3 Million


  • Competitive interest rates charged
  • Fast and efficient loan processing and disbursement
  • Your salary is the security
  • No late payment fees
  • An easy and fast source of funds for account holders and non account holders for personal development, capital investment.


  • Check-off Loan Application forms duly completed in triplicate.
  • Applicant’s certified original latest 3 months pay slips.
  • Applicant’s 3 certified true copy of new generation ID card and 2 recent passport size colour photographs.
  • A certified copy of the applicant’s PIN certificate
  • Applicant’s certified original bank statements reflecting salary received in the last 3 months.
  • Applicant’s names should be similar in all documents. Otherwise obtain written confirmation from the employer that the names refer to the same person

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

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1634375 (KES)
14 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only

How to apply

  1. Download the relevant application form
  2. Complete the form and bring to your nearest branch with supporting documents