Brick by Brick

Build your home in phases

Your treasured dream of owning a home is now a simple straight forward task. Growing Home is our revolutionary approach to property ownership..

Build your home in phases and pay in affordable stages. And what’s more, you can move in to your home once the first phase is completed. At that point you can then decide to take a break from building and carry on later, or you can continue with the construction as you live rent free, comfortable and safely in your new home.

Whether you need to pay step by step, build brick by brick or expand floor after floor, come to us for the most unique and most affordable solutions. We’ll quickly get you living comfortably in your own home or growing your property portfolio.


Here's what you'll get


  • Build your home in phases and pay in affordable stages
  • Choose to take a break from building and carry on later
Closing Costs
  • Stamp duty (4% of property value)
  • Legal fees
  • Valuation fees
  • Appraisal fees 1% of loan amount


  • Your new home will grow with you as your finances and circumstances allow.
  • When you are ready, embark on the next phase of your construction
  • Organized and affordable manner


  • Copy of title to the property
  • Copy of ID/PIN certificate of individual/ Business (Directors)
  • Valid Sale agreement/letter of offer from the seller
  • Pay-slips for the latest 3 months
  • Letter from employer confirming employment status
  • Bank statements for the latest 6 months
  • One passport size photographs

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

Select a loan type

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1634375 (KES)
14 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only

How to apply

  1. Download the relevant application form
  2. Complete the form and bring to your nearest branch with supporting documents