Company Schemes

Best mortgage loans for employees

Company Schemes mortgages are available to individual members of organized groups and employees of organizations, these schemes enable employees and members of the group to access mortgage loans at subsidized rates.

Cash Back Schemes

In this case, the group mortgage schemes which are are backed up by funds. Therefore, the beneficiary will have access to the loan at subsidized rates.


This is one of the best mortgage loans for employees of organizations, the employer commits to remit the monthly repayment on check-off basis.



Here's what you'll get


  • Stamp duty (4% of property value)
  • Legal fees
  • Valuation fees
  • Appraisal fees 1% of loan amount


  • Enable employees and members of the group to access mortgage loans at subsidized rates.


  • Copy of title to the property
  • Copy of ID/PIN certificate of individual/ Business (Directors)
  • Valid Sale agreement/letter of offer from the seller
  • Pay-slips for the latest 3 months
  • Letter from employer confirming employment status
  • Bank statements for the latest 6 months
  • One passport size photographs

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

Select a loan type

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1634375 (KES)
14 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only

How to apply

  1. Download the relevant application form
  2. Complete the form and bring to your nearest branch with supporting documents