Buy: 129.50
Sell: 136.50
Buy: 168.42
Sell: 174.92
Buy: 141.20
Sell: 147.70

Mwananchi Account

Affordable hassle-free banking

Mwananchi Account

When you need an account that is affordable and easy to operate, Mwananchi Account is the account for you. It is a multipurpose account that can be used for processing of salaries, pensions, agricultural payments, dividends as well as business proceeds.


  • Includes debit card
  • Low opening and minimum account balance
  • Paperless banking
  • Convenient banking through PesaPap mobile banking app
  • Get notifications on your account transactions through PesaPap
  • Easy account opening requirements and procedures
  • Easily accessible through our countrywide network of branches, Family Bank ATMs and VISA branded ATMs


  • Access to various loan facilities provided by the bank
  • Personal accident insurance benefit provided as an optional benefit of this account
  • No ledger fees
  • Unlimited access to funds
  • Bank statements available on request


  • Original and copy of national ID or valid passport
  • Any amount of cash to open the account
  • Free passport size photo taken at your preferred branch
  • For joint accounts, a national ID or passport copy is required for each applicant
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