Check-Off Loan

Fast & efficient check-off loans

Check-Off Loan

Check-off loans are available to all employees whose employers have signed a memorandum of agreement (MOU) with Family Bank to process loan facilities. Monthly instalments are paid directly to the bank.


  • Repayment period of up to 72 months
  • Insurance cover against death and permanent disability
  • No hidden charges; age limit is 52 years of age
  • The check-off arrangements are agreed with the various institutions by the head office and branches are advised appropriately
  • Top-ups available upon request
  • Loan buy-offs are available
  • Attractive loan amounts of up to KES 3 million


  • Competitive interest rates charged
  • Fast and efficient loan processing and disbursement
  • Your salary is the security
  • No late payment fees
  • An easy and fast source of funds for account holders and non account holders for personal development


  • Check-off loan application forms duly completed in triplicate
  • The applicant’s certified original pay slips for the last three months
  • 3 certified copies of the applicant’s new-generation ID card and 2 recent passport size colour photographs
  • A certified copy of the applicant’s KRA PIN certificate
  • The applicant’s certified original bank statements reflecting salary received in the last 3 months
  • The applicant’s names should be similar in all documents, otherwise he/she should obtain written confirmation from the employer that the names preferred refer to the same person
See also
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