Overdraft Loans

Finance your working capital

Overdraft Loans

Overdraft loans are available to existing Family Bank customers for the purpose of financing working capital. A maximum period of 12 months is allowed for repayment. This period is renewable upon application and approval.


  • Duly completed business loan application form
  • KRA PIN Certificate of the applicant
  • Copies of ID's and KRA PIN certificates of the directors
  • Director's resolution to borrow
  • Audited financial accounts for the last three years
  • Latest management accounts with current aged debtors and creditors
  • Copies of security documents, such as, title deeds and logbooks
  • Copy of valuation report (if available)
  • Copy of letter(s) of offer and certified loan account statements from other institutions, if enjoying other facilities
  • Bank statements for the last six months, if banking elsewhere
  • Sketch map of physical location of the business premises
  • Cash flow projections for next 12 months
  • Copy of the business registration certificate (business names)
  • Copy of the certificate of incorporation (limited companies)
  • Copy of the memorandum and articles of association (limited companies)
  • Latest returns to the registrar of companies
See also
Get Started

Download any available documents or visit your nearest branch for more information.

View available documents & forms