Buy: 129.50
Sell: 136.50
Buy: 168.42
Sell: 174.92
Buy: 141.20
Sell: 147.70

Owner Occupier

Identify your home, we'll finance it

Owner Occupier

Identify the house you want to live in and we’ll finance it for you. Owner Occupier is collateralized by the dwelling house and is best especially if you are considering acquiring your first home for you and your family to occupy. We grant a purchase loan to buy a ready-built residential house, or for the construction of a house.

The repayment for owner occupier mortgage is capped at a maximum of 25 years (subject to retirement age or age 65)


  • Stamp duty (4% of property value)
  • Legal fees
  • Valuation fees
  • Appraisal fees 1% of loan amount


  • Friendly and affordable rates depending on your income


  • Copy of title to the property
  • Copy of National ID/KRA PIN certificate of individual
  • Valid sale agreement or letter of offer from the seller
  • Payslips for the past 3 months
  • Letter from employer confirming employment status
  • Bank statements for the past 6 months
  • One passport size photograph
See also
Get Started

Download any available documents or visit your nearest branch for more information.

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