Buy: 130.50
Sell: 134.50
Buy: 164.46
Sell: 171.46
Buy: 140.31
Sell: 146.81

Residential own occupation/Construction

Residential own occupation/Construction

Borrow funds for the purchase or construction of residences for personal occupation with ease.

  • Financing margins: Up to 80%
  • Maximum repayment period of 10 years


  • Financing margins: Up to 80%
  • Maximum repayment period of 5 years


For Individuals
  • Loan application form duly filled
  • Certified last 3 months pay-slips certified by a Notary Public
  • Full copy of Kenyan Passport/Kenya national Identity card
  • Copy of Kenyan PIN certificate
  • Valid copy of Residence / Work Permit
  • Letter from Employer stating employment terms
  • 6 months latest salary bank statements certified by a Notary Public
  • One passport size photograph
  • Copy of recent Utility bill
  • Draft sale agreement or offer letter duly signed by both parties and witnessed by a lawyer
  • Copy of title for the property
  • Appointment of Power of Attorney with Specific powers
For Limited Companies
  • Articles and Memorandum of association and Certificate of Incorporation
  • Board resolution to borrow
  • Bank statements for the last one year
  • Management accounts, Audited Accounts for the last 3 years and Cash flow
  • Duly completed loan application forms
  • PIN Certificate of the business and directors and ID copies
  • Copy of title and Valid sale agreement
See also
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