Identify the house you want to live in and we’ll finance it for you at the most friendly and affordable rates depending on your income.
This mortgage is collateralized by the dwelling house and is best especially if you are considering acquiring your first home for your family occupation.
We shall grant a purchase loan to buy ready-built residential house or construction of a house .
The repayment for this mortgage is capped at a maximum of 25 years, subject to retirement age or age 65 whichever comes earlier.
- Stamp duty (4% of property value)
- Legal fees
- Valuation fees
- Appraisal fees 1% of loan amount
- Friendly and affordable rates depending on your income.
- Copy of title to the property
- Copy of ID/PIN certificate of individual/ Business (Directors)
- Valid Sale agreement/letter of offer from the seller
- Pay-slips for the latest 3 months
- Letter from employer confirming employment status
- Bank statements for the latest 6 months
- One passport size photographs
- Download the relevant application form
- Complete the form and bring to your nearest branch with supporting documents