Owner Occupier

Identify the house you want to live in and we’ll finance it

Identify the house you want to live in and we’ll finance it for you at the most friendly and affordable rates depending on your income.

This mortgage is collateralized by the dwelling house and is best especially if you are considering acquiring your first home for your family occupation.

We shall grant a purchase loan to buy ready-built residential house or construction of a house .

The repayment for this mortgage is capped at a maximum of 25 years, subject to retirement age or age 65 whichever comes earlier.

Owner-Occupier

Here's what you'll get

Features

  • Stamp duty (4% of property value)
  • Legal fees
  • Valuation fees
  • Appraisal fees 1% of loan amount

Benefits

  • Friendly and affordable rates depending on your income.

Requirements

  • Copy of title to the property
  • Copy of ID/PIN certificate of individual/ Business (Directors)
  • Valid Sale agreement/letter of offer from the seller
  • Pay-slips for the latest 3 months
  • Letter from employer confirming employment status
  • Bank statements for the latest 6 months
  • One passport size photographs
 

Loan Calculator

Find the best loan repayment terms for you by entering an amount, interest rate, and borrowing period. All borrowing rates used in this tool are indicative.

Select a loan type

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1634375 (KES)
14 %
12 months
Disclaimer: This calculator is made available to you as a self-help tool for your independent use. The repayment results in every case are an approximate guide only

How to apply

  1. Download the relevant application form
  2. Complete the form and bring to your nearest branch with supporting documents