Public Service Vehicles (PSV)

Self-drive PSV

This insurance covers Motor vehicles used to carry passengers for hire and reward, specifically used for self-drive.

Benefits

• Accidental damage to the vehicle including malicious damage, riot and strike
• Theft & Fire damage
• Damage to property belonging to third parties (other persons)
• Injury to third-party persons such as pedestrians and passengers in other vehicles. Third party persons exclude any member of the client’s immediate family.
• Individual owners who hire out their vehicles
• Transport companies involved in hiring out private vehicles.

Chauffer driven PSV

Chauffeur driven provides protection against damage of property. Damage to property of third parties arising from the use of motor vehicles owned and/ or operated by the insured.

Benefits

• Protection against accidental damage to the vehicle including malicious damage, riot, and strike
• Theft & Fire damage
• Damage to property belonging to third parties (other persons)
• Injury to third-party persons such as pedestrians and passengers in other vehicles. Third party persons exclude any member of the client’s immediate family.
• Individual owners who hire out their vehicles with chauffeur
• Transport companies involved in hiring out private vehicles.

Taxi (PSV)

This provides comprehensive passenger service vehicle insurance to compensate individuals, businesses, companies against accidental loss or damage to their motor vehicle while carrying fare paying passengers for a chauffeur-driven ride.

Benefits

• Accidental damage to the vehicle including malicious damage, riot and strike
• Theft & Fire damage
• Damage to property belonging to third parties (other persons)
• Injury to third-party persons such as pedestrians and passengers in other vehicles.
• Third party persons exclude any member of the client’s immediate family.
• Individuals or institutions that use their vehicles for carrying of fare-paying single
• Passenger or small group of passengers for a non-shared ride
• Legal liability to 3rd parties

Boda boda & Tuk tuk (PSV)

Tuk Tuks and boda bodas are a great, effective way to get around, but we all know they can be risky. We provide cover against accidental loss or damage to these vehicles, covering both drivers and passengers, including the standard accessories and spare parts.

Benefits

• Spare parts and standard accessories spare parts
• Protection against legal liability to 3rd parties
• Covers all Motorcycles and Tuk Tuks used for public transportation